Last Updated: [Date]
Welcome to SmartTeck. By accessing or using our website, https://smartteck.ng, and any related services (collectively, the "Services"), you agree to comply with and be bound by the following Terms of Service ("Terms"). Please read them carefully. If you do not agree with any part of these Terms, please do not use our Services.
These Terms outline your responsibilities, SmartTeck's rights, and the limits on liability, among other aspects governing our relationship with you. By continuing to use our Services, you agree to adhere to these Terms.
By accessing or using our Services, you confirm that you have read, understood, and accepted these Terms, as well as our Privacy Policy. You agree that you are at least 18 years of age or have the consent of a legal guardian and have the legal authority to enter into this agreement.
SmartTeck specializes in the development of fintech applications and marketing websites. Through our website, we offer various services, including informational resources, technology solutions, and access to client portals where applicable. We reserve the right to modify, suspend, or discontinue our Services at any time, with or without notice, and without liability to you. We may also introduce new services that will be subject to these Terms.
To access certain features of our Services, you may need to create an account. You are responsible for maintaining the confidentiality of your account details, including your password. You agree to provide accurate, complete, and up-to-date information. SmartTeck reserves the right to suspend or terminate your account if any information provided is found to be inaccurate, misleading, or outdated.
You agree not to:
If you become aware of any unauthorized access to your account, please notify us immediately.
All content on our website and associated Services—including but not limited to text, graphics, logos, icons, images, and software—is the property of SmartTeck or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any part of our content unless you have received prior written permission from SmartTeck. You are granted a limited, non-exclusive, and non-transferable license to access and use our Services for personal, non-commercial purposes only. All rights not expressly granted to you under these Terms are reserved by SmartTeck.
While using our Services, you agree not to:
Violations of this section may result in termination of your access to our Services and may also subject you to civil and/or criminal liability.
Your privacy is important to us. Please refer to our Privacy Policy, which explains how we collect, use, and share your personal data. By using our Services, you consent to the data collection practices outlined in our Privacy Policy.
Some parts of our Services may require payment, such as custom fintech solutions or specialized development services. By engaging us for paid services, you agree to pay the agreed-upon fees. Unless stated otherwise, all fees are non-refundable. We may, at our discretion, modify pricing or terms related to our services, with any changes becoming effective upon their publication on our website or within the Service.
Our Services may contain links to third-party websites, applications, or content that we do not control. We are not responsible for the content or policies of these third-party resources. Your interactions with third-party websites are subject to their terms and privacy policies. You acknowledge and agree that SmartTeck will not be liable for any damages or losses caused by the use of, or reliance on, any third-party content or resources.
To the fullest extent permitted by law:
In jurisdictions that do not allow the exclusion or limitation of certain liabilities, SmartTeck’s liability will be limited to the extent permitted by law.
You agree to indemnify, defend, and hold harmless SmartTeck, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of or related to your breach of these Terms, your use of the Services, or any violation of applicable laws.
These Terms shall be governed by and construed in accordance with the laws of [Your Country]. Any disputes arising out of or related to these Terms or your use of our Services shall be resolved exclusively in the courts of [Your Country].
We may update these Terms from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will revise the "Last Updated" date at the top of this page. We encourage you to review these Terms periodically. Your continued use of our Services after changes have been posted constitutes your acceptance of the updated Terms.
SmartTeck reserves the right to suspend or terminate your access to our Services, at our sole discretion, without notice or liability, if you breach any provision of these Terms or engage in conduct that we deem inappropriate or harmful to others. Upon termination, your rights to use the Services will cease immediately, and any licenses granted to you will be revoked.
If you have any questions or concerns about these Terms or our Services, please contact us at:
SmartTeck
Email: support@smartteck.ng
Website: https://smartteck.ng